🏡📋 One thing I’m advising many of my buyers to do is call their insurance provider and get a quote on a specific home before writing an offer. Insurance costs across Colorado have been increasing, and knowing that number ahead of time helps you understand the true monthly payment before moving forward.
One of the biggest factors? The roof. 🏠The age and condition of a roof can make or break insurability today. Even if a roof isn’t leaking, insurance companies are paying very close attention to its age and condition. Other features can impact premiums too — things like finished basements, wood decks, and hot tubs may increase insurance costs. On the flip side, upgrades like security systems or Class 4 impact-resistant shingles can sometimes help reduce premiums. Have questions about buying or selling in today’s market? Let’s talk. 📞 719-963-6582 ✉️ tanya@parkavehomes.net